PNBIL | Calculator

Exchange Rate Calculator

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Transfers to PNB India Bank Accounts (from Current and Savings Accounts) is Free
Transfers to other Bank Accounts in India (from Current and Savings Accounts) is chargable.
Please click here for applicable transaction charges.
For exchange rate above £10,000 please contact Branch.
Initiate the transaction through Internet Banking and get 10 paise more for INR remittance.

Fixed Term Deposit Calculator

Deposit Amount*

1,000

1,500,000

Type of Deposit*

Currency*

Tenure*

Interest Pay out*

Maturity Value

Rate Of Interest

Interest Earned

Please note:

The above calculator is for illustration purpose. Interest and Maturity values are indicative only. The actual interest earned will be as printed on your b Deposit Confirmation Receiptb .
The interest rates are subject to change from time to time without any prior notice.
We assume that you agree to pay money into your Account and to leave your money in the Account for the full chosen deposit period ranging from 1 month to 5 years.
The Fixed deposit calculator assumes that the chosen deposit period does not include a leap year.
The interest rates used for calculation purpose are applicable for deposits up to 1.5 million in each currency. For deposits above 1.5 m, please contact your nearest PNBIL branch.
Click here to find out more about Fixed Deposits or Click here to find out more about Fixed Rate ISA deposits.

Overdraft Cost Calculator

An overdraft is a short-term credit facility for borrowing money on your Current Account.

It can help in months where there are extra expenses and unplanned events. Overdrafts are not generally suitable for long-term borrowing.

If you use your Current Account (or) Business Current Account to make payments when there are not enough available funds in your account, your account will go overdrawn and you will have to pay interest.

Overdrafts can be Authorised overdrafts or Unarranged Overdrafts.

We do not offer Authorised Overdraft (Also known as Arranged Overdraft) on Current Accounts and Business Current Accounts.

Unarranged Overdrafts
If you try to make a payment from your Account and you do not have sufficient funds available, we may decline this. In exceptional cases, we may allow the payment in which case it will be considered as an unarranged overdraft. We charge interest on unarranged overdraft at 12% per annum, we calculate interest on the basis of 365 days in a year. Kindly refer to our Schedule of Charges.
For details of all the fees and interest rates for these account(s), click below:

Schedule of Charges
Missing payments and using an unarranged overdraft can be expensive and can damage your credit score, please contact us we may be able to help you.

We do not have any facility for opting out of an unarranged overdraft facility at present.

You can use our calculator to find out how much an overdraft through your Current Account (or) Business Current Account (s) would cost over a period of up to 31 days. The figures displayed are given as a guide only. They are based on assumptions rather than precise calculations.

To use our calculator you can enter the amounts in multiples of £ 1 or use the sliders. Please then click 'Calculate your costs' to display or update your results.

Enter the amounts in multiples of £ 1 or use the sliders

Select your account type

Enter Amount you are overdrawn (Unarranged overdraft)

£ 0

£ 10,000

Interest rate (Applicable rate at present)

12 %

5 %

15 %

Number of days overdrawn

1 Day

31 Days

Your Business Current Account overdraft

Unarranged overdraft amount is £ 0
Interest charges for 16 days is £ 00.00

Total Cost of borrowing: £ 00.00

Indicative Exchange Rates

Rates are subject to changes in market conditions.

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