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Mr. Ashok Chandra
Chairman
Mr Ashok Chandra is currently Managing Director & Chief Executive Officer of the Punjab National Bank, India since 16th January 2025. He has a vast and varied experience in the Banking industry, spanning more than 33 years. Mr Chandra was Executive Director of Canara Bank from 21st November 2022 to 15th January 2025. In his capacity as Executive Director, he has overseen various Verticals in Canara Bank including Digital Banking and Information Technology, Strategy and Planning, Marketing and Public Relations, Financial Inclusion, MSME, Retail Asset, Agriculture and Priority Sector, Gold Loan, Liability Management, General Administration etc. He was also a Director in the Board of Canara HSBC Life Insurance Company Limited, PSB Alliance Ltd. and Canara Venture Capital Fund Ltd. He is a member of IBA standing committee for HR. Before this he served as Chief General Manager in Union Bank of India. As CGM he was incharge of Recovery, Legal and Stressed Asset Management Vertical of the Bank. He was instrumental in putting in place planned measures to drastically reduce the Stressed Assets of the Bank. He was also a member of “Standing Committee on Stressed Assets” formed by IBA. He also served as Director in the Board of The Union Trustee Company Private Limited and as a Director in The National Asset Reconstruction Company Limited (NARCL). Mr. Chandra started his banking career with erstwhile Corporation Bank on 10th September 1991 as a Probationary Officer and worked as Branch Head in various Geographies and handled multiple responsibilities as heading Zones / regions of the Bank across the country. He also had a stint in Overseas Operations when he was heading the Representative Office of the Bank at Dubai, UAE. In his career, he has achieved laurels and accolades such as Star Performer, Best Branch Award, Healthy Branch Award, Leadership Award, Champion of champions Award etc. Mr Ashok Chandra holds a Masters in Economics and is also a Certified Associate of Indian Institute of Bankers. He was chosen to be a part of the leadership programme designed by the Banks Board Bureau and conducted by IIM Bangalore during 2019-2020. He began his career in Banking in 1991 as an Officer with erstwhile Corporation Bank, where he worked in various locations pan India, as Branch Head and Zonal Head of strategically important Zones of the Bank. He has also had exposure in overseas operations while heading the Representative Office of Corporation Bank in Dubai, UAE.

Mr. Ritesh Mishra
Managing Director & CEO
Mr. Ritesh Mishra has an MBA Degree in Finance and a post-graduation in Banking & Finance from NIBM, Pune India. He is also a Certified Associate of Indian Institute of Bankers (CAIIB) and a Certified Treasury Professional from Indian Institute of Banking and Finance. During his career spanning over 22 years, he possesses a cross-functional experience covering the entire spectrum of banking encompassing Treasury, Forex, Retail Banking, Liquidity Management, Business development and Risk Management in Public Sector Nationalised Bank in India. Mr Mishra has also worked in Hong Kong for a period of over 3 years as a Treasury Head. He has rich experience in leadership roles. Before moving to UK Mr. Mishra was a part of Top Executive Group (TEG) of the parent bank in India as Deputy General Manager and Regional Head for one of the emerging business hubs of India. He has won number of awards and accolades for his outstanding performance in various roles. He has also undergone number of trainings in India with premier institutes including, National Institute of Bank Management (NIBM) Pune, The Fixed Income Money Market and Derivatives Association of India (FIMMDA) as a notable one.

Mr. Prabhat Ranjan Pradhan
Non-Executive Director
Mr. Prabhat Ranjan Pradhan is a finance professional having 20+ years of experience in different public sector Banks. He is a graduate in Economics and holds a Master Degree in Business Administration(Finance). He is also a certified associate of Indian Institute of Bankers(CAIIB). Mr. Pradhan has rich experience in multiple domains such as Trade Finance, Treasury, Corporate Credit, Retail Banking and International Banking Operations. Over the years, he held various leadership positions at field and administration office. He has undergone Executive Development Program at IIM Indore and Leadership Development Program conducted through Financial Service Institute Bureau(FSIB). He has also been part of various annual conferences viz. 28th Annual Forex Assembly, SIBOS 2023 Annual Conference and FIMMDA – PDAI Annual Conference.

Mr. Sundeep Bhandari
Independent Non-Executive Director
(Chair of the Risk Committee)
Mr. Sundeep Bhandari is a committed and experienced risk management professional with a depth of knowledge in credit, market, operational and audit including conduct and compliance risk. He has Implemented firm-wide credit risk strategy and audit strategy. He has held senior positions with Standard Chartered Bank, formerly, Group Chief Credit Officer and Global Head of Internal Audit, Regions respectively for 40 markets. During a global banking career, he has managed businesses across multiple countries and regional banking platforms, Commercial and Investment Banking, as well as a detailed understanding of Consumer Banking, Wealth Management and Private Banking. As Managing Director and Co-Head Wholesale Banking South Asia and North-East Asia, respectively both at country and regional level delivered consistent double-digit revenue growth. During his career, he has built relationships with regulators across 15 countries, as well as a network spanning SMEs, large corporate, institutional clients and private banking. He began his career in the UK working in Walthamstow, Plaistow, Tottenham and City branches of Barclays Bank respectively. He is a Trustee Director on the Board of a Charity, 15billion-ebp, Community Savings Bank, Governor at Stanmore College where he Chairs the Audit and Assurance Committee and a mentor with Virgin Start-ups, supporting entrepreneurs.

Ms. Julie Nicholson
Independent Non-Executive Director
(Chair of the Audit Committee)
Julie Nicholson is a highly experienced Independent Non-Executive Director with over 30 years of executive leadership in the financial services sector, specializing in finance, risk, internal control and governance. She currently serves as Chair of the Board Audit & Compliance Committee at Punjab National Bank (International) Limited (PNBIL), where she is also a member of the Board, Nomination & Remuneration Committee and Board Risk Committee. Julie is also an Independent Non-Executive Director at Qatar Islamic Bank (UK), contributing to both the Remuneration Committee and the Audit and Risk Committee. She is also Chair of the Audit Committee at Shop Direct Finance Company Limited since April 2023. Julie is Chair of the Board at Teachers Building Society, a role she has held since April 2018 after joining the board in March of that year. Until December 2021, she served as Chair of Reliance Bank, the Salvation Army’s banking arm, completing six years of dedicated service. Julie began her career at KPMG, as a Chartered Accountant and working in audit and risk advisory services. She later joined Barclays Bank PLC, where she held several senior executive roles, most recently overseeing internal control and governance. Her extensive boardroom experience and deep expertise in financial oversight, regulatory compliance, and strategic governance make her a valuable contributor to the boards on which she serves.