Dear Customer

In recognition of the COVID-19 pandemic, MasterCard has enhanced the contactless transaction limit at POS for Debit Cards in the UK from GBP 30 to GBP 45, which means, your PNBIL Debit Card Contactless limit will be enhanced to GBP 45. This enhanced limit will be with effect from 01st April 2020.

We hope you would make use of this enhanced limit and use your debit cards for payments through contactless at POS, reducing the physical contact with payment machines and hopefully slowing the virus spread.

For kind attention of the customers - » We are changing our Account Terms and Conditions WEF 1 July 2019. » Do not disclose your Personal information such as account number, login ID & password, debit card number & PIN to anyone.
Saving Accounts
This is for the information of all saving A/C holders:
  • With effect from 1st Oct 2013, interest on savings accounts will be credited to account holders on half yearly basis.
  • From 1st Oct 2013, interest will be paid to saving fund account holders in the month of Mar & Sep, i.e. Interest for the period from Sep to Feb will be paid in 1st week of Mar and for Mar to Aug will be paid in 1st week of Sep.
  • PNBIL will be discontinuing sending all monthly savings account statements through post. Customers will receive saving account statement once in a quarter. i.e. every Jan, Apr, July & Oct.
  • In case any account holder wants the statement, customers can use our IBS services and print statement without visiting branches.
  • New Interest Rates Effective From 17th July 2018

  • 0.40% AER / 0.40% gross for all accounts.
  • Half yearly interest payable (applicable only if minimum interest during the respective half year is £1 or more).
  • No minimum balance required.
  • No restrictions on deposits and withdrawals.
  • Free money transfer to accounts with PNB in India
  • Recommended for purpose of money transfer or as a linked operative account for opening fixed deposit accounts.
  • NET banking facility
  • Debit Card or cheque book facilities not available.
  • Click here for Schedule of Charges
Current Accounts FSCS

How to Open an Account?

Frequently Asked Questions.

Punjab National Bank (International) Limited (PNBIL) is a UK incorporated banking subsidiary of Punjab National Bank, India (PNB). PNBIL is Authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. PNBIL is a member of the Financial Ombudsman Service (FOS) and the Financial Services Compensation Scheme (FSCS). PNBIL is authorised for accepting deposits by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Your eligible deposits are protected by the Financial Services Compensation Scheme, the UK's deposit protection scheme. The FSCS protects most depositors, including individuals and small companies upto £85,000. Eligible deposits of large companies and small local authorities are covered upto £85,000.