Dear Customer

In recognition of the COVID-19 pandemic, MasterCard has enhanced the contactless transaction limit at POS for Debit Cards in the UK from GBP 30 to GBP 45, which means, your PNBIL Debit Card Contactless limit will be enhanced to GBP 45. This enhanced limit will be with effect from 01st April 2020.

We hope you would make use of this enhanced limit and use your debit cards for payments through contactless at POS, reducing the physical contact with payment machines and hopefully slowing the virus spread.

For kind attention of the customers - » We are changing our Account Terms and Conditions WEF 1st January 2020. » Do not disclose your Personal information such as account number, login ID & password, debit card number & PIN to anyone.
Directors Profiles

Director Profiles

Mr.CH.S.S.Mallikarjuna Rao

Mr.CH.S.S. Mallikarjuna Rao is the chairman of Punjab National Bank (International)Limited Board. He is a banker with over 35 years of rich experience and is presently the MD & CEO of Punjab National Bank. He started his banking career as a probationary officer in Bank of Maharashtra in 1985.
Prior to assuming the position of MD & CEO, Punjab National Bank, he was MD & CEO of Allahabad Bank for one year.During this period, the organisational restructuring was implemented for efficient functoning of the Bank. Before this he served as Executive Director of Syndicate Bank since 15.09.2016. Shri Rao has held various positions in Oriental Bank of Commerce including as General Manager & Chief Financial Officer, as a Regional Head, Bangalore. He had also worked as Assistant Vice President in erstwhile Global Trust Bank before joining OBC.
During the course of his career, he has gained vast exposure in Credit, Information Technology, Recovery, Treasury, Risk Management, Digital Banking, Retail Banking and Marketing & Publicity. Shri Rao is presently is also the Deputy Chairman at Indian Bank's Association (IBA) and is a member of the Insolvency Law Committee (ILC) as well, a standing committee constituted under the aegis of Ministry of Corporate Affairs, He holds degrees in B.Sc, LLB and is a Certified Associate of Indian Institute of Bankers (CAIIB).

Mr. Rajeeva
Managing Director & CEO

Mr Rajeeva is a Post Graduate from Delhi University.He is also MBA (Banking & Finance) and Certified Associate of Indian Institute of Bankers(CAIIB). He joined parent bank Punjab National Bank as Management Trainee in 1993.
During his career spanning over 25 years, he has worked in Operations, Credit, HR and Audit. He has been a Branch Head.He has been Circle Head of three Circles Spread in three geographical locations in India.
Prior to joining PNBIL as MD & CEO, Sri Rajeeva was Circle Head of Noida Circle. He has won a number of awards and accolades for his outstanding performance in various roles. Sri Rajeeva has attended training programmes at Administrative Staff College of INDIA (ASCI) Hyderabad, National Institute of Bank Management (NIBM) Pune, and Indian Institute of Management (IIM) Ahmedabad.

Mr.Vasudevan M
Executive Director

Mr. Vasudevan M is a member of Punjab National Bank (International) Limited Board. He is an experienced banker and have worked with some of the major Indian and International banks including State Bank of India, Standard Chartered, Barclays Bank and ICICI Bank UK, in London. He has held senior positions across Corporate Banking, Trade Finance & Working Capital, Product Development, Risk Management, Operations and digital banking.
He has implemented change management, transformation and various strategic initiatives in his previous roles. He was the Executive Management committee member of ICICI Bank UK/European subsidiary, heading Commercial, Retail, and Private banking where he played a key role in developing the bank's franchise in UK/Europe and setup many profitable new businesses which include Syndication & distribution, Trade & Commodity finance, Real estate finance and leverage finance.
As a Partner of Synergy Capital, he has led debt advisory, syndications and restructuring mandates and has managed a number of Mid Cap and European MNC relationships investing into India. He was key member of the senior management team for setting up Barclays entry into commercial banking in India. Before joining Barclays he was Regional Manager SME banking in Standard Chartered Bank and he has begun his banking career with State Bank of India in India.

Ms. Vibha Aren
Non Executive Director

Ms.Vibha Aren is a post graduate. She is also a diploma holder in International Banking and Finance and Certified Associate of Indian Institute of Bankers (CAIIB). She joined parent bank Punjab National Bank in 1983. She is having well round rich experience of handling various stream of banking business which expands from basic operations (branch banking) to specialised fields such as Treasury, HRD, IBD to heading admininstrative positions such as Circle Head, Zonal Head and presently heading IBD & GBMD as General Manager.

Mr. Sundeep Bhandari
IndependentNon-Executive Director

Mr. Sundeep Bhandari is a committed and experienced risk management professional with a depth of knowledge in credit, market, operational and audit including conduct and compliance risk. He has Implemented firm-wide credit risk strategy and audit strategy. He has held senior positions with Standard Chartered Bank, formerly, Group Chief Credit Officer and Global Head of Internal Audit, Regions respectively for 40 markets. During a global banking career, he has managed businesses across multiple country and regional banking platforms, Commercial and Investment Banking, as well as detailed understanding of Consumer Banking, Wealth Management and Private Banking. As Managing Director and Co-Head Wholesale Banking South Asia and North East Asia respectively both at country and regional level, delivered consistent double-digit revenue growth. During his career he has built relationships with regulators across 15 countries, as well as a network spanning SMEs, large corporate, institutional clients and private banking. He began his career in UK working in Walthamstow, Plaistow, Tottenham and City branches of Barclays Bank respectively. He is a Trustee Director on the Board of a Charity, 15billion-ebp, Community Savings Bank, Governor at Stanmore College where he Chairs the Audit and Assurance Committee and a mentor with Virgin Start-ups, supporting entrepreneurs.

Mr. Adrian Stirrup
IndependentNon-Executive Director

Mr Adrian Stirrup has a broad range of experience in the financial services industry,gained from over 30 years operating at Board and Executive level across the banking,insurance and asset management sectors. He is a Chartered Accountant, and has experience in running Internal Audit, Regulatory Compliance, Finance and Operations functions in major blue-chip companies including Aviva, Lloyds Bank, National Australia Bank and Fidelity Investments International. He qualified with EY where he was latterly a partner in the financial services practice with responsibility for a portfolio of commercial banking clients and IT audit services. His particular strength is in risk, control and regulatory matters, with a proven track record in making effective contributions at Boards and thier governance committees.
He is proficient in audit, risk (operational, regulatory, market and credit), IT and finance matters and has experience in chairing board committees responsible for overseeing the development and implementation of business and IT strategy and business performance. Aside from financial services, he is a trustee of the Guild of the Royal Hospital of St Bartholomew and acts as a mentor in a organisation that is primarily focused on inclusion.