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CUSTOMER ADVISORY

Dear Customer

In recognition of the COVID-19 pandemic, MasterCard has enhanced the contactless transaction limit at POS for Debit Cards in the UK from GBP 30 to GBP 45, which means, your PNBIL Debit Card Contactless limit will be enhanced to GBP 45. This enhanced limit will be with effect from 01st April 2020.

We hope you would make use of this enhanced limit and use your debit cards for payments through contactless at POS, reducing the physical contact with payment machines and hopefully slowing the virus spread.


For kind attention of the customers - » We are changing our Account Terms and Conditions WEF 1 July 2019. » Do not disclose your Personal information such as account number, login ID & password, debit card number & PIN to anyone.
Current Accounts
    Personal / Non Business account
  • Current Account in GBP, EUR or USD
  • Free Debit Card in GBP current account with no transaction fee within UK and India.
  • NET banking facility.
  • Cheque book facility in GBP Current Accounts.
  • Free remittance to PNB India accounts.
  • No account maintenance charges if £250/€500/$500 quarterly average balance maintained. Maintenance Charge of £10/€10/$10 per calendar quarter will be applied if average balance is not maintained.

  • Business account
  • Business account in GBP
  • Free Debit Card in GBP Business account with no transaction fee within UK and India.
  • NET banking facility.
  • Cheque book facility in GBP Current Accounts.
  • No account transaction charges if £1000/€1500/$1500 quarterly average balance maintained. Transaction charge of £25/€25/$25 per calendar quarter will be applied if average balance is not maintained.
  • Click here for Schedule of Charges
Current Accounts

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Frequently Asked Questions
Punjab National Bank (International) Limited (PNBIL) is a UK incorporated banking subsidiary of Punjab National Bank, India (PNB). PNBIL is Authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. PNBIL is a member of the Financial Ombudsman Service (FOS) and the Financial Services Compensation Scheme (FSCS). PNBIL is authorised for accepting deposits by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Your eligible deposits are protected by the Financial Services Compensation Scheme, the UK's deposit protection scheme. The FSCS protects most depositors, including individuals and small companies upto £85,000. Eligible deposits of large companies and small local authorities are covered upto £85,000.