Current Accounts
Current Account in GBP, EUR or USD.
Free Debit Card with No transaction fee.
Free NETbanking.
For all Current Accounts opened from 1 April 2010, a minimum Quarterly Average Balance (QAB) of £100 would be required. Failure to maintain this QAB would attract a charge of £10 for quarter.
Arranged overdraft.
Cheque book facility.
Nominal charges for deposits, withdrawal, BACS/ CHAPS Credit, Direct Debits.
Free remittance to PNB India accounts.

Steps for Opening an Account with us.

In case you come to the branch to open your account
Please bring with you the following documents
- Original current signed passport or photo-card full UK driving licence to provide proof of ID
- Recent (not older than 3 months) original Bank statement or utility invoice (telephone, gas, electricity, water, council rates) with full name and address to provide proof of address
- Separate documents as noted above required for each applicant
- Account Opening Form

In case you send the documents by post to open your account
Please send the following documents
- Copy of the current signed passport or photo-card full UK driving licence to provide proof of ID (please do not send the original documents)
- Recent (not older than 3 months) original Bank statement or utility invoice (telephone, gas, electricity, water, council rates) with full name and address to provide proof of address (These would be returned after verification)
- A cheque of minimum amount of £1 from your existing UK bank account
- Separate documents as noted above required for each applicant
- Account Opening Form

• You may also give us a cheque in your favour to create an opening balance in your account
• The account will be opened as soon as all the formalities are completed and a welcome letter will be mailed to your mailing address providing all the necessary information to operate the account along with our schedule of terms and conditions.

Submit by post or in person the required items to any of our offices at
Branches : London :GuildHall House, 87 Gresham Street,London EC2V 7NQ.
: Southall :90 South Road, Southall,Middlesex UB1 1RD, UK.
: Leicester :160 Belgrave Road, Leicester, LE4 5AU, UK.
: Birmingham :290 Soho Road, Birmingham, B21 9LZ, UK.
: Ilford : 47 Cranbrook Road, Ilford IG1, UK.



PNBIL is a UK incorporated banking subsidiary of Punjab National Bank, India (PNB). PNBIL is Authorized and Regulated by the Financial Services Authority. PNBIL is a member of the Financial Ombudsman Service (FOS) and the Financial Services Compensation Scheme (FSCS). PNBIL is authorised for accepting deposits by the Financial Services Authority (FSA).
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